A lot of people assume that worker’s compensation will cover them for any long-term disability they might endure. However, that’s only true if your disability is a result of an injury that you receive on the job, and in most cases, that’s not the case. In fact, the majority of disability claims are the result of an illness. Worker’s compensation isn’t going to cover you for that. That’s why you might want to consider long-term disability insurance so that in the event you are unable to work for a long period of time, you’ll be able to cover your bills and continue to provide for your family. Don’t assume that your work covers you or that your health insurance provides this kind of coverage; verify it yourself, and if you don’t have long-term disability coverage, consider applying for it.
It’s Not As Easy As It Should Be, Though
When it comes to long-term disability insurance, many people come to our disability lawyers in Tuscaloosa because they thought they were covered by their insurance only to be denied benefits when it came time to collect. That’s all too common, unfortunately. So while the first step of supporting your family is to get long-term disability insurance, the second step might be to hire representation to enforce it. Our office can help ensure you are getting the benefits that you are entitled to have from your insurance company in case of a long-term disability.
Get a Free Consultation With Our Team
Our lawyers provide free consultations to those who have had their benefits claim denied. We’ll make sure you get the benefits you’ve been paying for when you need them the most. Contact us today.