The law describes a disability as a physical or mental impairment which has a substantial and long term adverse effect upon a person’s ability to carry out normal day to day activities. Disabilities range from mental to physical and include being blind, deaf, severe disfigurements, impaired muscles or limbs, and having continuously worsening conditions like cancer,HIV, and multiple sclerosis.
Companies have differing long-term disability policies, but generally long-term disability is provided to a person who is unable to work and perform the duties of a position due to illness or injury.You may be elligable for long-term disability insurance benefits. If you aren’t sure if your disability qualifies, contact the disability lawyers at the David Martin Law Group of Tuscaloosa.
Getting paid for your disability
If your employer offers a long term disability package, you may be eligible for long term disability if you have been seriously injured on the job or are ill. Long-term disability pay outs vary from company to company. Most require that you were a full time employee before becoming disabled. You are entitled to the same salary that you were earning when you were fully abled. You are even entitled to full health, vision, and dental benefits through your company.
If you or someone you know has been injured on the job, injured in a car accident, or is suffering from a terminal disease or chronic medical condition, you may qualify for long-term disability insurance benefits. Others believe that they are covered by their insurance policy, but when it is time to cash in on the policy their insurance company finds a way around it. Make sure that you are being rightfully compensated for your disability. Call the David Martin Law Group for great disability lawyers in Tuscaloosa.