Life Insurance

Life Insurance Lawyer

Life insurance is a common benefit of employment. It may cover all types of deaths, and may even cover a spouse or child. Though claims under such policies would appear straightforward, they are regularly denied.

Have you experienced any of the following tactics?

  • The insurance company claims that the cause of death disqualifies a claim for benefits (e.g. suicide, mental illness, declared war or injuries resulting thereof or accidental injury caused by illness rather than solely injury).

  • The insurance company claims that premiums were paid late or that a premium payment was missed. This assertion can be difficult for an employee to challenge when payment of the premiums for the life insurance policy were supposed to be handled through payroll deductions.

  • The insurance company may delay payment even when there is little or no room for doubt. The company may buy extra time by using “deny, delay, defend” tactics.

  • The insurance company may claim that an accidental death was actually caused by a pre-existing condition. For example, after a fatal car accident, a life insurance company may claim to have proof of some medical condition that could have contributed to the cause of the crash.

Our attorneys advise and represent clients who have life insurance claims, usually through employment benefit policies. If you have a question about any life insurance benefits, our attorneys can evaluate your case and give knowledgeable legal opinions. Bring a copy of your summary plan description with you when you consult with one of our lawyers.

Life Insurance Claims?

Our life insurance lawyers can help you evaluate and document your claim. An attorney’s review of a life insurance claim can make a big difference. We can also file appeals after a claim is denied. Whatever the facts of your case, contact us to schedule a free initial consultation with a life insurance benefits attorney.

Contact us today for a free initial consultation.

The Martin Law Group is dedicated to being your go-to ERISA attorneys and long term disability lawyers. Whether you are pursuing a long-term disability claim, life insurance benefits, or your pension or retirement benefits, we will meet with you face-to-face to discuss your claim at a location convenient for you. 


In an effort to make disability claims as easy as possible, we offer a free initial consultation. We often work with clients in Huntsville, Mobile, Birmingham, Montgomery, Dothan, Tuscaloosa, and Florence, in Alabama, as well as with clients in Columbus, Meridian, Jackson, Hattiesburg, Tupelo, and Gulfport, Mississippi, and surrounding areas.

Contact us today for a free consultation.


Tuscaloosa Office

2117 Jack Warner Pkwy
Suite #1
Tuscaloosa, Alabama 35401
Toll-Free: 800-284-9309
Local: 205-343-1771

Birmingham Office

The WSK Building
2323 2nd Avenue North
Birmingham, Alabama 35203
Toll-Free: 800-284-9309
Local: 205-343-1771
  • Long term disability lawyer
  • ERISA disability lawyer
  • Retirement benefits lawyer

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DISCLAIMER: These recoveries and testimonials are not an indication of future results. Every case is different, and regardless of what friends, family, or other individuals may say about what a case is worth, each case must be evaluated on its own facts and circumstances as they apply to the law. The valuation of a case depends on the facts, the injuries, the jurisdiction, the venue, the witnesses, the parties, and the testimony, among other factors. Furthermore, no representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.