Insurance Claims Lawyer Alabama
Life insurance is a common benefit of employment. It may cover all types of deaths, and may even cover a spouse or child. Though claims under such policies would appear straightforward, they are regularly denied.
Have you experienced any of the following tactics?
The insurance company claims that the cause of death disqualifies a claim for benefits (e.g. suicide, mental illness, declared war or injuries resulting thereof or accidental injury caused by illness rather than solely injury).
The insurance company claims that premiums were paid late or that a premium payment was missed. This assertion can be difficult for an employee to challenge when payment of the premiums for the life insurance policy were supposed to be handled through payroll deductions.
The insurance company may delay payment even when there is little or no room for doubt. The company may buy extra time by using “deny, delay, defend” tactics.
The insurance company may claim that an accidental death was actually caused by a pre-existing condition. For example, after a fatal car accident, a life insurance company may claim to have proof of some medical condition that could have contributed to the cause of the crash.
Our attorneys advise and represent clients who have life insurance claims, usually through employment benefit policies. If you have a question about any life insurance benefits, our attorneys can evaluate your case and give knowledgeable legal opinions. Bring a copy of your summary plan description with you when you consult with one of our lawyers.
Life Insurance Claims?
Our life insurance lawyers can help you evaluate and document your claim. An attorney’s review of a life insurance claim can make a big difference. We can also file appeals after a claim is denied. Whatever the facts of your case, contact us to schedule a free initial consultation with a life insurance benefits attorney.