Money deducted from an employee’s paycheck may be used to pay for short-term disability insurance. It can be tricky to determine what impact that practice may have on your short-term disability claim.
Employees may not know which benefits fall under the umbrella of the Employee Retirement Income Security Act of 1974 (ERISA), which are covered under state law and which are not governed by any particular laws. Most employees are unaware that their short-term disability claims or appeals can be affected. In fact, their claims for short-term disability can be denied.
Was Your Short-Term Disability Claim Denied?
The laws and rules that apply to your short-term disability plan may depend on how premiums show up on a paycheck stub and how the premiums are paid.
Request an analysis of your case after an insurance company has denied your short-term disability claim.