Contact us today for a free initial consultation.

The Martin Law Group is dedicated to being your go-to ERISA disability attorneys and long-term disability lawyers in Alabama and Mississippi. Whether you are pursuing a long-term disability claim, life insurance benefits, or your pension or retirement benefits, we will meet with you face-to-face to discuss your claim at a location convenient for you. 

 

In an effort to make disability claims as easy as possible, we offer a free initial consultation. We often work with clients in Huntsville, Mobile, Birmingham, Montgomery, Dothan, Tuscaloosa, and Florence, in Alabama, as well as with clients in Columbus, Meridian, Jackson, Hattiesburg, Tupelo, and Gulfport, Mississippi, and surrounding areas.

Contact us today for a free consultation.

800-284-9309

info@erisacase.com

Tuscaloosa Office

2117 Jack Warner Pkwy
Suite #1
Tuscaloosa, Alabama 35401
Toll-Free: 800-284-9309
Local: 205-343-1771

Birmingham Office

The WSK Building
2323 2nd Avenue North
Birmingham, Alabama 35203
Toll-Free: 800-284-9309
Local: 205-343-1771

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DISCLAIMER: These recoveries and testimonials are not an indication of future results. Every case is different, and regardless of what friends, family, or other individuals may say about what a case is worth, each case must be evaluated on its own facts and circumstances as they apply to the law. The valuation of a case depends on the facts, the injuries, the jurisdiction, the venue, the witnesses, the parties, and the testimony, among other factors. Furthermore, no representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.

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Will I Get Attorney Fees If I Win My ERISA Case?



The District Court of Utah was required to answer this question after a claimant won a long term disability ERISA case. It found that even though the insurer abused its discretion in terminating benefits, attorney fees were not merited. The court went through the five-factor analysis some courts use to determine if a fee award is merited. It first held the insurer’s termination of the benefit was wrong and unreasonable, but then the court seemed to backtrack contending that it was unclear if the insurer acted entirely in bad faith.

Then second, the court reviewed the “administrative record” to see if it revealed the insurer’s financial situation. It is unclear how the plaintiff was to require the insurer to put that into its administrative record. That might require discovery. On most of the typical five factors for the fee analysis, the court found in favor of the plaintiff. Nevertheless, on two factors, as to whether the insurer acted entirely in bad faith and whether the insurer could financially afford to pay the plaintiff’s attorney fee, the court found for the defendant.

The plaintiff was left without an attorney fee award. The insurer only had to pay what it already should have paid during the claim process. That leaves little downside for refusing to pay deserving claims. And it raises a question. When there is a pass interference call in football, do officials merely replay the down?