Life Insurance Claims Lawyer – Alabama and Mississippi

Life insurance is a common benefit of employment. Employees’ life insurance policies issued through employee benefits may cover an accidental death or any type of death of the employee, a spouse or a child. Employees often feel well protected by provisions of life insurance policies that sound straightforward.

Unfortunately, however, life insurance companies are often quite aggressive about defending against pay out of benefits. Call The Martin Law Group, LLC, ERISA Case Lawyers if you have been subjected to any of the following tactics:

  • They may claim that a cause of death — such as suicide, mental illness, declared war or injuries resulting thereof or accidental injury caused by illness rather than solely injury — disqualifies a claim for benefits.
  • They may claim that premiums were paid late or that a premium payment was missing. This assertion can be difficult for an employee to challenge when payment of the life insurance policy is handled through payroll deductions.
  • They may hedge and stall even when a claim for benefits leaves little or no room for doubt as to the cause of death. At the very least, the life insurance company may buy itself extra time by using “deny, delay, defend” tactics.
  • They may claim that an accidental death was actually caused by a pre-existing condition. For example, after a fatal car accident, a life insurance company may claim to have proof of some medical condition that could have contributed to the cause of the crash.

The Martin Law Group, LLC ERISA Case Lawyers, advises and represents people making disability, pension and life insurance claims, usually through employment benefit policies. If you have a question about any Alabama or Mississippi life insurance benefits, attorneys at our law firm can evaluate your case and give knowledgeable legal opinions. Bring a copy of your summary plan description with you when you consult with one of our lawyers from our office in Alabama. Life insurance claims? Attorneys at The Martin Law Group, LLC ERISA Case Lawyers, can help you evaluate and document your claim — and we can appeal denied claims.

We provide life insurance attorney services for folks throughout Huntsville, Mobile, Birmingham, Montgomery, Dothan, and Florence, here in Alabama, as well as residents of Columbus, Meridian, Jackson, Hattiesburg, Tupelo, and Gulfport in Mississippi.

Free Consultation with a Montgomery Life Insurance Benefits Attorney

An attorney’s review of a life insurance claim may make a significant difference. An attorney can also help file appeals after a claim has been denied. Whatever the facts in your case, contact The Martin Law Group, LLC ERISA Case Lawyers, to schedule a free initial consultation with an Alabama life insurance benefits attorney regarding summary plan descriptions or any aspect of life insurance