Alabama & Mississippi Short Term Disability Lawyers
Short Term Disability Lawyers – for employees in Alabama and Mississippi.
Short-term disability insurance benefits through one’s employer may fall under the jurisdiction of state law or under ERISA, a federal law. Generally, ERISA and regulations of the Department of Labor authorize exemption of certain short-term disability plans from ERISA when they constitute “payroll practices.” See 29 C.F.R. Section 2510.3-1(b).
Is Your Short-Term Disability Insurance Governed by State Law or ERISA?
Whether your short-term disability claim denial will be decided by state law or federal law, you are wise to seek the advice of an attorney as soon as your claim has been denied. When short-term disability claims are denied, it can be challenging for claimants to contest the denials. Often, there is a relatively limited amount of money at stake, and a claimant may feel it is not worthwhile to undertake an appeal.
Short-Term Disability May Lead to Long-Term Disability
On the other hand, it is important to keep in mind that a short-term disability claim may develop into a long-term disability claim. It is essential to document the case from the beginning to lay the groundwork for a later long-term disability claim if such a claim develops.
A Successful Appeal of a Short-Term Disability Claim May Lay the Groundwork for a Later Long-Term Disability Claim or Appeal
Furthermore, even when a short-term disability claim seems to involve a relatively small amount of money, the outcome of an appeal can matter over the long run. The Martin Law Group, LLC ERISA Case Lawyers, has successfully handled short-term disability claim appeals, which later opened the door to long-term disability benefits. You’ll work one-on-one with a local short-term disability attorney to asses claim denials. Sometimes a small short-term disability claim may ultimately lead to a more significant long-term disability claim.
Short-term disability and long-term disability policies are likely to be administered separately — even by different companies. Therefore, it may be advisable to pursue a short-term disability claim and a long-term disability claim simultaneously. Consult with one of our experienced ERISA litigators. Temporary disability? Attorneys at The Martin Law Group, LLC ERISA Case Lawyers, can advise you on ways to improve your chances of qualifying for short-term disability benefits. At the same time, you can preserve your rights to claim long-term disability benefits later, if it becomes necessary and appropriate.
Our short-term disability claims attorneys travel periodically to communities throughout southeastern cities (including Huntsville, Mobile, Birmingham, Montgomery, Dothan, and Florence here in Alabama, as well as Columbus, Meridian, Jackson, Hattiesburg, Tupelo, and Gulfport, Mississippi) to hold “meeting days.” Regardless of your location, you may have the opportunity to meet with one of our lawyers face-to-face, with no obligation. Contact us for more information about when and where you can talk to an attorney from The Martin Law Group, LLC ERISA Case Lawyers, in or near your own city.